JEFFERSON CITY, Mo. -

A Carrollton woman was federally indicted Wednesday for a $185,000 bank fraud scheme.

62-year-old Carol Noble was charged in a three count indictment alleging Noble defrauded Central Trust Bank in Jefferson City in September 2011. 

Noble had a false loan prepared so she could buy a convenience store in Stover.

The indictment also said Noble had her Gravois Mills home fraudulently appraised in order to get the loan approved.

Noble apparently changed the physical address of her home to an adjacent one by changing the last digit of the house number while her neighbor was unaware.

Noble met the appraiser at her neighbor's home and told the appraiser that it was her own. 

The appraiser then appraised the home to be worth $100,000 more than Noble's home.

Noble is charged with three counts of bank fraud.